Bitcredit

Quick start

Get started

Live on Bitcoin mainnet. Two free, open-source apps: eBills in your browser for trade credit, eCash on your phone for everyday payments. No account to be approved for.

Dried cocoa beans in bulk, ready for export

Free to use, nobody to ask: eBills for business users, eCash for everyday users

Bitcredit eBills · web app

Credit and liquidity for the supply chain

Issue
Draw e-bills on your buyers for 30 to 90 days.
Accept
Deliver your goods against the buyer’s acceptance.
Endorse
Use your e-bills to pay your own suppliers.
Sell
Bitcoin treasury companies will buy your e-bills before maturity.
Mint
Split your e-bills into e-cash for immediate liquidity.

Sell more by selling on terms, without sacrificing your own liquidity. Nothing to install It is a web app, best on a mobile phone.

Open ebill.bit.cr (opens in a new tab)

Bitcredit eCash · mobile wallet

A simple, powerful Bitcoin wallet

Send
Pay anyone instantly, in person or across borders.
Request
Ask to be paid, now or scheduled for later.
Tap
Pay in store with NFC or QR. Contactless, instant.
Simple
Only 1 sat per transaction. No monthly fee, no hidden charges.
Universal
Mints are connected, so e-cash from any of them spends anywhere.
Secure
Your keys, your Bitcoin. Built on Bitcoin and Nostr.

Non-custodial and peer-to-peer, private by default, like banknotes. Best used with Bitcoin; USD, EUR, CNY and others coming soon.

Get it on Google Play (opens in a new tab)iOS via TestFlight (opens in a new tab)

Install TestFlight first. Write down your twelve secret words, which recover the wallet anywhere. Create separate wallets for yourself, your family and your business, all in the same app.

Install eBills · five steps

Put it on your home screen

  1. Open ebill.bit.cr (opens in a new tab) on your phone.
  2. Click through the three welcome screens.
  3. Use Share, then Add to Home Screen. On iOS the app closes itself; on Android, close it yourself.
  4. Tap the Bitcredit eBills icon on your home screen.
  5. The app reopens. Ready.

The protocol is live on Bitcoin mainnet. If you would rather rehearse first, Testnet3 has its own app address and test coins that are worth nothing.

Playground on Testnet

Before your first bill

Three things you need

None of them is a bank relationship, a credit rating, or a minimum volume.

01

An identity in the app

Generated on your device. It signs your bills and your endorsements; nobody issues it to you.

02

A counterparty who has it too

Credit is bilateral. Send the buyer or supplier you already trade with a link to this page.

03

Agreed terms

The sum, the maturity date and the place of payment: the same three things your invoice already states.

Help getting going

Someone will walk you through the first one

Most first bills go out after a twenty-minute call: what your terms look like, which mint covers your corridor, and what to agree with your counterparty before you sign anything.

Book a call (opens in a new tab)Write to the team (opens in a new tab)

Or in person: the team speaks at Global Trade Review and the PwC Treasury Conference through the year.

Workers on the floor of an Indian textile and fashion factory

Your buyer's promise, working for you today

Open ebill.bit.cr on your phone and issue the first one this week.